We will automatically post your comment and a link to the news story to your Facebook timeline at the same time it is posted on MailOnline. He said that the UK will be "in a different world" by then. Published: 09:14 GMT, 20 December 2020 | Updated: 09:37 GMT, 20 December 2020. Some important concepts, including about the law of “frustration”, are set out in the glossary of technical terms. The CMA sets out below its view on the costs a court would be most likely to permit a business to retain under the relevant legislation. Whilst it has broad discretion, the court may therefore be attracted to the idea of splitting the costs falling into category B (contribution to costs) equally between the parties. That would place all the loss on the consumer and, in the circumstances, the CMA considers that a court would not necessarily regard that as just. It would, the CMA considers, be reasonable (and therefore just in the circumstances) for the business to withhold from a refund its costs in producing the items or goods and a reasonable profit margin for them, as provided for in the contract. All these factors inevitably impact wedding dress production and supply. Where a wedding cannot (or could not) go ahead on the date agreed without the parties breaching the lockdown laws, the CMA considers that this contract is likely to come to an end (in legal terms, it is said to have been “frustrated” – see glossary of technical terms). Businesses, on whom the burden of justifying deductions to refunds lies, should give consumers clear and transparent explanations of how they have calculated refunds, including itemised breakdowns of costs incurred. Depending on the seriousness of the breach, the other party may be entitled to continue with the contract and get a reduction in the price, or even to terminate the contract and get a refund. With the coronavirus pandemic limiting weddings across the country to as few as 15 guests, many couples tying the knot in 2020 have been forced to rethink - or completely reorganise - their big day. The wedding business may, however, be able to withhold certain limited amounts relating to expenses it has already incurred in respect of the wedding. This statement adds to, and is consistent with, the CMA’s existing general statement on consumer contracts. Where we have identified any third party copyright information you will need to obtain permission from the copyright holders concerned. Relatively few cases on such deductions have been considered by the courts. To do this we will link your MailOnline account with your Facebook account. The business may not, in the CMA’s view, recover the same costs twice. Terms saying no refund is available in any circumstances, or that a consumer must pay in full if they cancel, without taking into account any savings to the business for not having to provide the wedding or being able (where it can) to use the date for another wedding, are likely to be unfair (and unenforceable). Take one bride, one groom, a church service and a wedding reception. If the wedding can go ahead but with differences from what was originally agreed, some consumers may decide that they would rather cancel it anyway. This may affect how much of a refund they get. To help us improve GOV.UK, we’d like to know more about your visit today. This publication is available at https://www.gov.uk/government/publications/wedding-services-coronavirus-covid-19-cancellations-and-refunds/wedding-services-affected-by-covid-19-statement-of-the-cmas-position-on-cancellation-and-refunds. Here's how to: Stay warm and chic in... Covid death of the big white wedding dress? The differences may relate, for example, mainly to social distancing and other safety measures. Freezing your toes off on those last-minute trips to the supermarket? Coronavirus has … Ultimately only a court can decide how the law applies in each case. To avoid that scenario, it would be sensible for the business to provide the consumer with a pro-rata price reduction to reflect the services that it would not be providing (or would be providing differently). Information on the original and revised lockdown laws can be found on the House of Commons Library website. The views expressed in the contents above are those of our users and do not necessarily reflect the views of MailOnline. However, in the CMA’s view, a court would be likely to take into account that it may be fair to divide the costs between the parties (since both have been unlucky and neither is at fault). It may be that this kind of outcome is in both parties’ interests and wedding businesses may offer incentives to consumers to agree alternative dates (again, as long as it is clear that a refund is available to consumers who want one). This section deals with contracts for weddings services where the wedding has been prevented from going ahead because it would probably result (or have resulted) in the parties being in breach of lockdown laws. For more information, read the CMA’s guidance on variation clauses. 'Then, for the big party they’re planning for when restrictions ease, our brides can opt for a more traditional and dramatic look.'. On Monday - exactly eight months since the first UK lockdown - Mr Johnson said that by the spring 2021 “the whole concept of a Covid lockdown” … The ability to make deductions, and the amount, will depend on the circumstances, including the nature of the service being provided. The number of guests is likely to be a key aspect of the wedding contract (whether or not this is the case will depend on the terms of the contract). A business might try to use terms and conditions which seek to limit its liability to refund consumers whose weddings cannot go ahead or to allow it to recover additional costs. Whether a consumer could make a claim from an insurer as an alternative depends on the terms of their policy. This is because the wedding would be radically different to what was originally agreed. That may entitle the consumer to bring a claim for damages. The trend for a (not so) big day will continue way into 2021, they say, regardless of covid restrictions, with smaller, laid-back venues and no-frills elopements continuing to gain popularity. You can choose on each post whether you would like it to be posted to Facebook. In those circumstances, the wedding contract would probably have come to an end without either party having to terminate or cancel it. Belief Wedding Creators, an international platform for wedding planners, vendors and designers, has just created a report on the impact of Covid-19 on 2020 weddings. This statement sets out the CMA’s views on how the law operates in relation to contracts for wedding services which have been or will be affected by the coronavirus (COVID-19) pandemic. Two-piece outfits (pictured) are growing in popularity as they can be re-styled in different ways for other special (or even casual) occasions, There's also been a greater emphasis place on sustainability in recent years, both from a re-wearable and material perspective. We’ve consulted wedding planners and consumer rights experts to talk you through the processes and your legal rights when it comes to cancelling your wedding amid the coronavirus crisis. 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