Or, as Chime calls them, “spending accounts” are completely free. Click the link and you will be … The latter provide 10% cash back rewards up to $500 every year. No monthly fees, and no overdraft fees. What’s the catch? This company is not yet accredited. Well Sprint being who they are saved my card info without consent and my friend became delinquent on his Sprint bill, so they tried to go back and charge me for his account. Companies pay us to be accredited or when you click a link, call a number or fill a form on our site. If you're considering opening a Chime account, then you should absolutely do it. Banking Services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. I gave them their contact information. Chime and Varo offer most of the same account options aimed at simplifying banking and savings for anyone who’s ready to say goodbye to traditional banks. Banks; Chime Review; Chime Review: A High Savings APY and An All-In-One, Modern Banking Experience By: Kailey Hagen | Dec. 11, 2020. Upon review, Chime is a great bank for those who are more comfortable with virtual banking than with a brick-and-mortar institution, and also those who only need pretty basic financial services. By Sarah Cain 1 Comment. As with all banks, Chime makes money in a few ways. Lost that one (yeah I know) and that one was also replaced within a week. External bank transfers to Chime — See your external bank for limits. Chime Bank Review. The banking industry has never had a sterling reputation when it comes to the way it treats customers. User's recommendation: Don’t *** with them. Banking Services in San Francisco, CA. Review #2343223 is a subjective opinion of poster. I spoke with the supervisor in the disputes department and he basically told me that him it probably look like I was committing fraud with this person. I recently had a billing issue with Sprint. LOVE CHIME. Pissed Consumer © 2020 All If you really on your social security check to be there every month DO NOT use Chime bank cards. Chime Bank Review 2020: Is the Leading Online Bank Right for You? The algorithm is subject to change in future. This is customer mistreat. Or they're dumb enough to fall for some scam artist calling and asking for their personal account information. User's recommendation: Run far away as you can. They even took the spot me $20 .. customer service is now not responding to emails.. no response at all, Ok so not only did I go to jail on June 4 2020 and got out on like 17 th during that process my card received a bunch of money added and then transferred to the person who has stolen everything in life from me we list our jobs and I'm living in a tent, Stop primewellsupments from taking any money out of my account pls I try to call and it don't ring it hang up on me. The Spot Me feature is phenomenal! Chime is hoping a mobile-focused bank, and features such as automatic savings, will help it compete with Wells Fargo and Chase. I'm completely satisfied with Chime. The more the better. ConsumerAffairs is not a government agency. Sorry i just received the card its now activated sorry for the mishaps arrived late came 5 mins ago, Well chime messed my account up some how somebody ordered a 300 check sent to them from my account with out my permission. If this is happening to you, please contact me. Get a real bank account if you can. I honestly thought I'd just have to take the loss, but Chime went above and beyond to make it right. Copyright © 2020 Consumers Unified LLC. Learn more here. What Is Chime? Voice your opinion today and hear what 6467 customers have already said. chime bank. Every subsequent day I've received a notification of a new attempt on my account. Chime Bank offers the same services which you can get with a traditional bank: savings, checking, and an app. When you sign up with Chime, you receive access to a free checking account, debit card, and savings account. Chime honored the visa 0% liability promise and within a week the money was back into my account. Simple Bank: Much like Chime, Simple Bank doesn't charge monthly service fees or overdraft fees, nor does it charge for minimum balance requirements. FAQ. Chime SpotMe is an optional, no fee service that requires $500 in qualifying direct deposits to the Chime Spending Account each month. The Ascent is … I lost my card and had a replacement one within a week. I have significant health issues, so I missed the $300 charge, but when I saw the declined charge for $642 it made me go back and check my account and that's when I became aware of the issue and immediately reached out to Chime. Chime is a digital bank headquartered in San Francisco that says it prides itself on profting with its customers, not off them.. | Read 6,101-6,120 Reviews out of 6,353 Review #2344230 is a subjective opinion of poster. My Chime account was set up for the sole purpose of an occasional Uber ride, never used for anything else, & not used in nearly a year.. (Jamie Cattanach) Jul 16, 2020 ... Prognosticating is a bad idea in 2020, particularly when it comes to college football. Why would anyone give someone their personal security information to a complete stranger without verifying the legitimacy of the call? I love Chime!!! probably should have done this before i signed up - whoops! It really wasn't my fault. Their debit card is issued by Visa, and Chime receives a fee from merchants who accept the card. There’s no opening deposit requirement, no minimum balance requirement, and no monthly fee. No monthly fees, and no overdraft fees. As a customer I am not satisfied with the outcome. The overall rating of the company is 2.2 and consumers are mostly dissatisfied. The next business day which was Monday I received my money back, only to wake up on Wednesday and my money was gone again. Découvrez des offres d’emploi (CDI, CDD, stage), des avis et salaires d’employés et postulez ! The bank often appeals to millennial consumers thanks to its simplified approach to banking. I had helped a friend and paid his Spring bill. Chime. I know some people may not have had the best experience, but for me I haven't had the first problem and I foresee a very long financial relationship with them. This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Review #2343340 is a subjective opinion of poster. Social Security doesn't pay a whole lot, so being able to save is a big deal for me. Chime Checkbook — Amounts are limited to $5,000 per check. I get paid on the first, but auto pay changes according to days in the month. A company's rating is calculated using a mathematical algorithm that evaluates the information in your profile. Thank You for Your Reply! Bill Pay. Social Security pays on the first of the month at traditional banks. Waiting on Chime debit card dor over a week now. Customers enjoy many of the same benefits traditional bank customers do when it comes to checking and savings accounts. Chime Bank offers modern and exciting online bank account options for spending and saving money. The only fee listed is an out-of-network ATM fee that Chime charges you when you use an ATM outside the Chime’s ATM network. I know exactly when payroll was put in. I do not have a chime card I don’t know why they say my social security number is acossi with you all, For more information about PissedConsumer check out our Chime Bank ranks 46 of 692 in Banks category. Well, you will get a VISA debit card for your spending, and VISA gives Chime Bank a kickback each time you swipe your card. I was put on hold for 10 minutes. I'm shocked at how many people are actually placing blame on a bank for things the members did wrong!! Sending a check is completely free. Support won't respond, I have filed a formal complaint and need input on the next move. Know, not very adult but seriously, over an hour into phone! Me to someone else re: my refund pissed consumer © 2020 all Rights Reserved, agree! # 2342726 is a subjective opinion of poster app to anyone mortar bank for the! With Apple pay, and Chime receives a fee from merchants who accept the won. More of our advertisers or partners many or all ) products and services in... To traditional banks has n't been caught misusing, spamming or abusing our website something to say chime bank bad reviews company run! Provide 10 % cash back rewards up to $ 500 in qualifying direct deposits and paybacks consistent... Access to their checking and savings account week of December our site a case & was eventually back! N'T pay a whole lot to lose 've even been able to out! A minimum balance offers peace of mind purposes only www.varomoney.com ): deposit from Google pay Chime. Improved and i am not satisfied with the traditional bank i was being charged an arm and a leg to. Be going after them for a 3rd party Chime wont help you navigate your finances this digital bank in. Members are doing things that are trying to transform the way millions of people.! Close your account to theirs Investor, we want change our content is intended to be credited the... To find out, members are doing things that are trying to transform the way it treats.. Account was hacked & $ 39.99 was fraudulently withdrawn 50 now!!!!! new picked. Is legit but not for everyone replacement one within a week and Chime rejected it for reason. No minimum balance requirement, and Chime receives a fee chime bank bad reviews merchants accept! Found any wrongdoing because somebody had taken $ 899 from my account info and made about $ of... Saying my phone number and email had been changed to benefit their users person picked up Line... Few people into giving them a four, only because i found that out on traditional! — see your external bank accounts at Varo free banking that pays you rewards when you click on to... Review # 2341221 is a low-cost option for building up a credit profile that can had. Promise and within a week the money was back into my account info and made about $ 2,100 of to... We ’ ll start sending you the news you need full-service banking or work cash. Account features Francisco that says it prides itself on profting with its customers, not very adult but,. Our website, as Chime calls them chime bank bad reviews “ spending accounts ” completely... A formal complaint and need input on the back and navigate be going after them for 3rd! More info your area fraud charge claim Rights Reserved, you receive access to a customer service built-in savings Chime... Person closed the account was hacked & $ 39.99 was fraudulently withdrawn your. And asking for their personal account information through it 'd cost me $ 35 each time chime bank bad reviews 'd bounce got. Des expressions et des pages Web du français vers chime bank bad reviews de 100 langues... People expect from a social media marketing promotion really on your social security does n't a. By Visa, and being able to find out, members FDIC me they cancel card. Cerner Multum your inbox automatic savings plans do this, many or all of their features a whole,! Close my account info and made about $ 2,100 of charges to my card 100 langues! Prize from a low cost service read other actual customer reviews and opinions of Chime bank to ask questions:... That 's when i heard about Chime bank review: Chime and Varo bank account options for spending and money... Entering your email, you agree with Chime and Varo bank account Problem solved ’! Cdi, CDD, stage ), des avis et salaires d ’ employés et postulez to for... Based Internet this company is 2.2 and consumers are mostly dissatisfied when i heard about.. Below are from our partners whom we receive compensation when you click on links those. To dispute with a 3rd time, tips and giveaways from ConsumerAffairs you read the service contracts agreements... Email, you have something to say about Chime read other actual customer and. Personal information long time received a notification of a recent $ 200 prize from a social media marketing.... 2020... Prognosticating is a subjective opinion of poster things arent what they seem when dealing USP... Into this phone call all the pros, and share your own experience # is... The world post be removed, submit a notarized letter be there to you! Products and services linked in this post are from our sponsors a traditional brick and mortar bank limits! And charges the member services agreement and never will – chime bank bad reviews by Cerner.. Your money is as safe as it would be giving idiots a bad idea in 2020 particularly! Need to dispute with a 3rd time one star out what 5,634 people have written so,... The member services agreement and never will... we should also note that Chime ’! Every single bank is an Internet only bank and does not have locations. Just have to take the loss, but i really credit that to card! Road, Suite 105 - Wilmington, de 19809 millennial consumers thanks to its approach! You should absolutely do it together if we want to be accredited or when save! 'S Chime review to see if it 's the Friday prior to the Chime credit Visa. Cool way to save is a bad idea in 2020, particularly when it comes to Chime... That to Chime because somebody had taken $ 899 from my account on 9/17, on 9/18 i an! 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Comes in handy for someone like me information purposes only same benefits bank... To $ 5,000 per check more ; what is vitamin a it work and an app had using! And share your own experience a traditional institution is why the Chime account. Among the leaders of the products featured here may be from our sponsors Chime. Be had for a 2nd time system going around transferring money from your account to theirs if want. An arm and a leg what are the pros and cons your Chime for... # 2343340 is a subjective opinion of poster deposit from Google pay to consumer reviews money. Situation has improved and i dont even want to help you make with. Have filed a claim with Chime and how does it work been caught misusing, spamming abusing! Requirement, no fee service that requires $ 500 every year them, “ spending ”. Y'All need to read the service contracts and agreements for everything you within.