Last but not least, using a budget planner app like Treubill is not a big task. YNAB, which stands for “You Need a Budget,” and Intuit’s Mint have grown to become two of the most popular online budgeting apps available. If you're looking for an effective budgeting system, then YNAB may be the app you've been looking for. Rather than relying on traditional budgeting buckets, you build your budget based on your income, giving every dollar a job in your budget. Before choosing the best budgeting and personal finance app for your needs, check out this comparison of two of the most popular. You can! Easy-to-Use. YNAB stands for You Need a Budget, and it's true: You do. You Need a Budget (YNAB) does this but … You Need a Budget: Best App for Personal Finance Junkies You Need a Budget is a useful app for zero-based budgeters who want to get their spending aligned with their financial goals. That’s where a budget planner app comes to play. If you want one that’s just a budgeting tool with a simple user interface, you can do better. Many budgeting apps allow you to link bank accounts so the app can track where your money is going. With an automated savings app, you could seamlessly stick to your financial goals, with complete efficiency. Built on a philosophy of financial responsibility, this online app helps you learn about … Aptly called “You Need A Budget,” the service asks users to “give every dollar a job.” First, users are asked to set a budgeting goal, such as a vacation or education expenses. YNAB — which stands for “You Need a Budget” — has grown to become one of the most popular budgeting software packages available. YNAB will match up imported transactions with those you enter yourself so your account balances are always accurate. It’s a tool for someone who is serious about improving their money management — so much that they’d pay for it. You Need a Budget has a unique approach compared to other budgeting apps. On the Go Real-time access to all your budget data across multiple devices means you can budget with a partner and always have the info you need to make good spending decisions. Final verdict: If you’re looking for a free app that allows for customizing your budget and bank syncing, Mint is a great app. The app allows multiple devices to access the same account, so partners and family members can share a budget. Goal Tracking Go beyond an expense tracker. If you’re a fan of other aspects of the YNAB brand, you’ll probably enjoy the YNAB app. 5. All you need is to download the app and sync it with your accounts, and you are all set to go! 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